At BlackboxMyCar we get many customers asking us if having a rear camera is really worth the money? Well, what we can tell you from our experience is that you can't go wrong with a rear camera. You'll never know when you would need one and finding out the hard way isn't always fun. Nonetheless there still begs the question; is the rear camera a necessity? Well that's exactly what we're going to discuss here.
This first example is a video from one of our long-time customers and was captured on a Thinkware X550, which is one of our most popular 2-Channel models to date. This particular incident could have been easily prevented if the driver was actually concentrating on the road.
Incidents like this are a great example on why having a rear facing camera is so important. With a rear facing camera you ensure that you will be covered by your insurance company because of the video evidence you can present. The X550's rear camera was able to capture the accident as well as the licence plate of the distracted driver. This could have been far worse if the driver took off right away and our customer was not equipped with his newly installed rear-facing camera. Then there would be no guarantee that the plate of the culprit would be captured by the front camera. Now don't get us wrong, this isn't our way of saying that you must have a 1080p quality rear facing camera for your car but it is reassuring that the rear camera you install will capture incidents like this. As you can see our customer was already coming to a complete stop before the impact. In these cases, the car in the rear would almost always be at fault, but it is always better to be safe than sorry.
Here is another one of our customers that was a victim of a Hit and Run. This was captured on a Blackvue DR650GW-2CH at an East Vancouver gas station where CCTV's are already installed everywhere, so it probably wouldn't be a great idea to begin with. Again this shows us how the rear camera can simply capture what the front camera might miss.
As you can see in this video, our customer was pulling up to the pump. Soon after the offending vehicle hits our customer's car it quickly takes off without any signs of stopping. In this particular incident, without a rear facing dash cam our customer would not have gotten a licence plate number nor would have any video evidence to show the insurance company. Having only the front camera only shows half the story and to some insurance companies, may not be enough to sway them to cover you.
In British Columbia, our crown corporation insurance company, ICBC, has a system where it inadvertently allows people to get off without any real punishment. This means that whether you stay or run, the punishment will be the same. In most cases we have seen more people taking the "hit and run" route because if they're getting a raise in their insurance anyway, then they'd rather run and take the chance of escaping.
To conclude, it is safe to say that a rear camera can only benefit you in the long run. All sorts of incidents can happen at anytime, and in the odd chance that you are unable to record quality footage to help your claim then you might regret that you did not opt for the rear camera. Our two examples are some of what that can happen in the real world and without being prepared, you might find yourself paying for a deductible that you really shouldn't.